Is your money safe?
Your statutory financial safety net
Verify if your savings provider is fully covered under the statutory eighty-five thousand pound limit.
We protect your money automatically if an authorised bank, building society, or credit union fails. Free, secure, and backed by UK law.
What we protect
The FSCS protects your money up to eighty-five thousand pounds per person, per authorised institution. Learn how we cover different financial products.
Temporary High Balances
Joint Accounts
Pensions & Investments
Up to one million pounds protected for up to six months following major life events like home sales or inheritances.
Joint accounts are protected up to one hundred and seventy thousand pounds, giving double the standard protection limit automatically.
Most long-term pensions are protected up to one hundred percent of the claim with no upper limit if the provider fails.
Recent firm failures
If you are a customer of a recently declared failed financial firm, you can start your claim online immediately.
Crown Credit Union
Apex Insurance Ltd
We are actively processing claims for all qualifying members. Most savings claims are paid within seven days.
Policyholders are being contacted automatically. You do not need to take immediate action if your policy is active.
The UK financial safety net
Since 2001, the Financial Services Compensation Scheme has stood as the ultimate guarantor of trust in the UK financial system. As an independent body authorised by Parliament, we protect millions of citizens every year.
Our operations are funded by levies on authorised financial firms, meaning our service is completely free to consumers. We work directly with regulators to ensure your peace of mind.